Your Product Disclosure Statement (PDS) outlines everything you need to know about your cover. This document, together with your policy schedule, is provided when one of our insurance brokers prepares a quote for a new policy or renews your existing policy.
Private Motor Vehicle Insurance
Finding the right car insurance shouldn’t mean spending hours comparing policies, worrying about hidden exclusions, or paying more than you should. We make it simple by sourcing car insurance options and delivering expert advice.
Find the Right Cover for your needs
There are three primary types of cover available for private vehicles, each offering a different level of protection.
1. Comprehensive Car Insurance
Cover that insurers damage to your own vehicle, including accidental damage, weather, fire and theft. This will also cover you for damage to other people's property.
2. Third Party Property Damage (TPPD)
Third Party Property Damage insurance covers damage that your car does to other's vehicles and property, but not any damage to your own car.
3. Third Party Fire & Theft (TPFT)
Third Party Fire and Theft insurance coverage will insure you in the event you damage other's property, but also fire and theft to your own car.
Ask one of our insurance brokers about additional extras like hire vehicle cover to ensure your needs are met. After something else? If you have a commercial vehicle or truck, find out what your options are for cover.
After a CTP? we can help with that too
If you need a Compulsory Third Party (CTP), we can help you. As a QBE agent, we can provide you with quotes and renew your green slip when the time comes.
Simply give our office a call, or drop in to see us.
Car insurance FAQs
What if my car is a total loss?
A total loss or a write-off is when the damage done to your vehicle results in an unsafe condition or it is assessed as uneconomical to repair.
For a Comprehensive insurance policy, this means you will be paid the agreed value or the market value, depending on which cover you have chosen. This payment will be minus any outstanding premiums and on-road costs.
What does my car insurance cover?
If you need a new copy of your PDS, contact our office and we can help you.
How do I lodge an insurance claim on my car?
If you need to lodge a claim, you can contact the office and be directed to a claims manager. They will take you through the process and advise any documentation you need.
How can I get a quote?
Getting a quote is easy! Simply give our office a call or you can submit a quote online. We're happy to answer any questions you have.
Peter Cameron Insurance Broker is part of the Steadfast Group, the largest insurance broker network in Australia and New Zealand.
| 02 6771 3422 | |
| 85 Beardy Street Armidale NSW 2350 | |
| Monday-Friday: 8:30am-5pm | |
| Contact Us | |